ES Mortgage Services

Mortgage & Insurance Brokers

Wills &
Estate Planning

Not the most riveting of topics but certainly one of the most important pieces of financial planning you will ever arrange.

Making a Will is by far the best way to secure your assets for your family and loved ones on your death – and avoid the costly and lengthy process of probate which often ends with more of your hard earns assets being eaten away by taxation and exorbitant costs.

Edwina is a fully qualified member of the Society of Will Writers and can offer free initial advice to assist with making a Will and setting up Trusts to provide security for your property and your Family (including providing security for your Children – would you want the state to decide where they lived if you died?) and to ring fence any Insurance policies against forming part of your Estate for inheritance tax purposes.

Whatever age you are if you have possessions or Family worth cherishing you should be making financial planning to protect them – Wills are not only for the elderly!

Many Life Assurance policies can be placed in trust to ensure that the proceeds from the policies go directly where you want them to go and not get caught up in any probate issues at the time of death.

Talk to us to discuss the options for your particular needs.

The good news is that we are all living longer – the bad news is that dementia is the fastest growing affliction at this time, which means there are very many people out there who are no longer able to conduct their own affairs, and require assistance in their day to day lives – including help with their financial matters.

Without a Power of Attorney in place your close family will have no say in your financial affairs, or even physical wellbeing, and to obtain any semblance of control will mean them jumping through hoops and paying expensive fees.

Also do not make the assumption that Power of Attorney is only for older people at high risk of needing this cover – anyone anywhere can be affected  - whether that be through illness, or accident at any time of your life.

A Power of Attorney would only come in to play if you were no longer able to conduct your own affairs – until that time it is simply an extremely valuable document sitting in the background ready.

Make sure yours is in place!

Wills &
Estate Planning

Not the most riveting of topics but certainly one of the most important pieces of financial planning you will ever arrange.

Making a Will is by far the best way to secure your assets for your family and loved ones on your death – and avoid the costly and lengthy process of probate which often ends with more of your hard earns assets being eaten away by taxation and exorbitant costs.

Edwina is a fully qualified member of the Society of Will Writers and can offer free initial advice to assist with making a Will and setting up Trusts to provide security for your property and your Family (including providing security for your Children – would you want the state to decide where they lived if you died?) and to ring fence any Insurance policies against forming part of your Estate for inheritance tax purposes.  

Whatever age you are if you have possessions or Family worth cherishing you should be making financial planning to protect them – Wills are not only for the elderly!

This service is offered by Edwina Sleight as a member of the society of Will Writers and not ES Mortgage Services. Should you wish to take advantage of this service you should be aware that ES Mortgages and HLP take no responsibility for the service or advice provided as this is an unregulated product and does not sit under the permissions or legal entity of HLP or ES Mortgages.

The Financial Conduct Authority does not regulate Will Writing & Estate Planning.

Wills &
Estate Planning

Many Life Assurance policies can be placed in trust to ensure that the proceeds from the policies go directly where you want them to go and not get caught up in any probate issues at the time of death.

Talk to us to discuss the options for your particular needs.

Wills &
Estate Planning

The good news is that we are all living longer – the bad news is that dementia is the fastest growing affliction at this time, which means there are very many people out there who are no longer able to conduct their own affairs, and require assistance in their day to day lives – including help with their financial matters.  

Without a Power of Attorney in place your close family will have no say in your financial affairs, or even physical wellbeing, and to obtain any semblance of control will mean them jumping through hoops and paying expensive fees.

Also do not make the assumption that Power of Attorney is only for older people at high risk of needing this cover – anyone anywhere can be affected  - whether that be through illness, or accident at any time of your life.

A Power of Attorney would only come in to play if you were no longer able to conduct your own affairs – until that time it is simply an extremely valuable document sitting in the background ready.

Make sure yours is in place!